General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
The entry plan monthly fee of 66 business accounts, each taken from the provider's own price page on 11 October 2026. Fees are shown in the currency the provider prints them in, with no conversion.
What the data shows
- United States: 11 of 16 entry plans have no monthly fee; where there is one, the median is 15 USD a month.
- United Kingdom: 8 of 13 entry plans have no monthly fee; where there is one, the median is 10 GBP a month.
- Singapore: 4 of 7 entry plans have no monthly fee; where there is one, the median is 10 SGD a month.
- Germany: 5 of 6 entry plans have no monthly fee; where there is one, the median is 14.90 EUR a month.
- Australia: 2 of 3 entry plans have no monthly fee; where there is one, the median is 15 AUD a month.
- France: 2 of 3 entry plans have no monthly fee; where there is one, the median is 9 EUR a month.
- Netherlands: 3 of 3 entry plans have no monthly fee.
The index
Download the full dataset as CSV. You may reuse it with a link to this page.
| Market | Provider | Entry plan | Monthly fee | Setup fee | Currency | Notes and source |
|---|---|---|---|---|---|---|
| Austria | Holvi | Holvi Flex | 0 | None listed | EUR | Free plan. Lite is 9 euros a month plus VAT, 4.50 on a one year term Price page |
| Australia | CommBank | Business Transaction Account (0 dollar monthly fee option) | 0 | None listed | AUD | assisted transactions and cheques 5 AUD each, Quick Deposits 10 AUD each; a 10 AUD monthly option includes five a month; schedule effective 9 October 2026 Price page |
| Australia | Revolut Business | Basic | 15 | None listed | AUD | Price page |
| Australia | Wise Business | Wise Business | 0 | 65 | AUD | one time setup fee Price page |
| Belgium | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 21 a month excl. VAT billed monthly Price page |
| Canada | RBC Royal Bank | Digital Choice Business Account | 6 | None listed | CAD | includes unlimited electronic debits and credits and 10 outgoing Interac e-Transfers Price page |
| Germany | Deutsche Bank | Business BasicKonto | 14.90 | None listed | EUR | until 31 December 2026; 16.90 from 1 January 2027; plus 0.30 per paperless SEPA booking (0.39 from 2027) Price page |
| Germany | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 8 a month excl. VAT billed monthly, EUR 7 billed yearly Price page |
| Germany | Holvi | Holvi Flex | 0 | None listed | EUR | Free plan; SEPA transfers 0.25 euros each. Lite is 9 euros a month plus VAT, 4.50 on a one year term Price page |
| Germany | Kontist | Kontist Free | 0 | None listed | EUR | 5 SEPA transfers and direct debits included; paid plans Start 11 and Plus 25 euro per month plus VAT Price page |
| Germany | Qonto | Starter | 0 | None listed | EUR | free plan; Basic EUR 9 on annual billing Price page |
| Germany | Wise Business | Wise Business | 0 | 55 | EUR | one time setup fee Price page |
| Spain | BBVA | Cuenta Empresas Bienvenida | 0 | None listed | EUR | new business customers billing under 5 million euro a year Price page |
| Spain | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 21 a month excl. VAT billed monthly Price page |
| European Union | N26 Business | Business Standard | 0 | 0 | EUR | Smart 4.90, Go 9.90, Metal 16.90 a month; physical card 10 on Standard Price page |
| Finland | Holvi | Holvi Flex | 0 | None listed | EUR | Free plan. Lite is 12 euros a month plus VAT, 9 on a one year term Price page |
| France | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 21 a month excl. VAT billed monthly, EUR 17 billed yearly Price page |
| France | Qonto | Basic | 9 | None listed | EUR | monthly equivalent of annual billing, excluding VAT; monthly billing price not shown Price page |
| France | Wise Business | Wise Business | 0 | 60 | EUR | one time setup fee Price page |
| United Kingdom | ANNA Money | Free | 0 | None listed | GBP | Grow 12.90, Business 22.90, Big Business 59.90 GBP plus VAT a month Price page |
| United Kingdom | Airwallex | Explore | 19 | None listed | GBP | 0 GBP if you deposit at least 10,000 GBP a month or hold a 10,000 GBP balance Price page |
| United Kingdom | Barclays | Business Current Account | 8.50 | None listed | GBP | free for the first 12 months for businesses without an existing Barclays business current account Price page |
| United Kingdom | HSBC UK | Small Business Banking Account | 0 | None listed | GBP | No monthly account fee; cash, cheque, CHAPS and international payments charged. Business Banking Account is 10 pounds a month after 12 months free for start ups and switchers Price page |
| United Kingdom | Lloyds Bank | Business Account | 10 | 0 | GBP | no monthly account fee for the first 12 months for first time Lloyds Business Account customers Price page |
| United Kingdom | Monzo Business | Lite | 0 | 0 | GBP | Pro 9 a month with first month free; Team from 25 a month Price page |
| United Kingdom | MultiPass | Business account | from 100 | from 500 | GBP | opening and due diligence fee; final pricing depends on industry and volume Price page |
| United Kingdom | NatWest Business | Business current account | 0 | 0 | GBP | Standard Tariff has no minimum monthly charge; per item charges apply after 2 years free banking for switchers with turnover up to 2 million Price page |
| United Kingdom | Revolut Business | Basic | 10 | None listed | GBP | 10 free UK domestic payments a month, then 0.20 pounds each; GBP 1,000 monthly exchange allowance, then 0.6 percent Price page |
| United Kingdom | Santander UK | Business Current Account Classic | 9.99 | None listed | GBP | no monthly fee for the first 12 months for start ups (trading under 12 months, first Santander business current account) and switchers using the Current Account Switch Service Price page |
| United Kingdom | Starling Bank | Business current account (GBP) | 0 | None listed | GBP | euro account 2 GBP a month; Accounting Plus 7 GBP a month until April 2027 then 14 GBP; cash deposits 3 GBP or 0.7% whichever is higher Price page |
| United Kingdom | Tide | Free | 0 | 0 | GBP | paid plans Smart 12.49, Pro 27.49, Max 69.99 GBP per month; the pricing page carries no VAT note Price page |
| United Kingdom | Wise Business | Wise Business | 0 | 50 | GBP | one time setup fee Price page |
| United Kingdom | Zempler Bank (Cashplus) | Business Go | 0 | None listed | GBP | Business Extra 9 GBP and Business Pro 19 GBP a month; 100 GBP opening fee for some company structures Price page |
| United Kingdom / European Union / United Arab Emirates | 3S Money | Standard | 100 | None listed | EUR | Enterprise plan 300 euro per month; third plan bespoke Price page |
| Global | Currenxie | Global Account | 0 | 0 | USD | free to open and hold; per transaction fees; 8 USD one time per additional virtual collection account Price page |
| Global | Payoneer | Payoneer account | 0 | 0 | USD | annual account fee 29.95 applies if less than 6,000 received in 12 consecutive months Price page |
| Hong Kong | Statrys | Hong Kong Business Account | 0 | 0 | HKD | HKD 88 inactivity fee in a month with fewer than five qualifying outgoing payments; account opening fee may apply to companies outside Hong Kong or Singapore or with complex structures Price page |
| India | RazorpayX | Core | 1499 | None listed | INR | billed quarterly at INR 4,497 plus GST; payout fees extra Price page |
| Italy | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 21 a month billed monthly, EUR 17 billed yearly Price page |
| Malaysia | Maybank | SME First Account | 0 | 0 | MYR | service charge RM10 per half year, waived with an average balance of RM1,000 over the period Price page |
| Netherlands | Finom | Solo | 0 | None listed | EUR | free plan; Basic EUR 21 a month excl. VAT billed monthly Price page |
| Netherlands | Qonto | Starter | 0 | None listed | EUR | free plan; Basic EUR 7 on annual billing Price page |
| Netherlands | bunq | bunq Free Business | 0 | None listed | EUR | sole proprietors; Core 7.99, Pro 13.99, Elite 23.99 EUR a month Price page |
| Singapore | Aspire | Basic | 0 | 0 | SGD | Premium 15 SGD a month Price page |
| Singapore | DBS | Business Multi-Currency Account Starter Bundle | 10 | 0 | SGD | for companies incorporated under 3 years; no monthly service charge; set up fee 0 for fully local ownership applying online Price page |
| Singapore | DBS | Business Multi-Currency Account | 40 | 0 | SGD | monthly service charge waived at S$10,000 average daily balance; plus S$50 annual account fee Price page |
| Singapore | Maybank | FlexiBiz Account | 0 | 0 | SGD | minimum balance fee S$10 per month if average daily balance falls below S$1,000; initial deposit S$1,000 Price page |
| Singapore | OCBC | Business Growth Account | 10 | 0 | SGD | waived for first 2 months; initial deposit 1,000; fall below fee 20 under 1,000 average Price page |
| Singapore | Statrys | Singapore Business Account | 0 | 0 | SGD | inactivity fee charged in HKD per the non standard fee schedule Price page |
| Singapore | Wise Business | Wise Business | 0 | 99 | SGD | one time setup fee Price page |
| United States | Airwallex | Explore | 0 | None listed | USD | per user per month; Grow 12 USD per user plus platform fee Price page |
| United States | Bank of America | Business Advantage Fundamentals Banking | 16 | None listed | USD | no fee for first 12 statement cycles; waivable; Relationship 29.95 USD Price page |
| United States | Bluevine | Standard | 0 | None listed | USD | Plus 30 USD and Premier 95 USD a month, waivable Price page |
| United States | Brex | Essentials | 0 | None listed | USD | per user per month; Premium 12 USD per user per month; no monthly account fee Price page |
| United States | Capital One | Business Basic Checking | 15 | None listed | USD | waived with 2,000 USD minimum 30 day or 90 day average balance; Enhanced 35 USD, Premier 99 USD Price page |
| United States | Chase | Chase Business Complete Banking | 15 | None listed | USD | waivable; Performance 40 USD, Platinum 95 USD Price page |
| United States | Found | Found | 0 | 0 | USD | Found Plus 35 a month or 315 a year; Found Pro 80 a month or 720 a year Price page |
| United States | Lili | Lili Core | 0 | None listed | USD | paid plans Pro 15, Smart 35, Premium 55 US dollars a month Price page |
| United States | Mercury | Mercury | 0 | 0 | USD | free plan; Plus 35 a month, Pro 350 a month on monthly billing Price page |
| United States | Novo | Business checking | 0 | 0 | USD | recommended initial deposit 1,000; minimum balance 0 Price page |
| United States | OFX | Standard | 0 | 0 | USD | per user; Full Suite 75 a month including 5 users, then 10 per extra user Price page |
| United States | Ramp | Free | 0 | None listed | USD | Plus is USD 15 per user a month plus platform fee Price page |
| United States | Relay | Starter | 0 | None listed | USD | no minimum balance and no overdraft fees; additional transaction fees apply Price page |
| United States | Revolut Business | Basic | 10 | None listed | USD | printed as from 10 dollars a month; 10 no fee local transfers Price page |
| United States | Wells Fargo | Initiate Business Checking | 15 | 0 | USD | waived with 2,000 USD minimum daily balance, 5,000 USD average combined business deposit balance, or a qualifying personal account; 25 USD minimum opening deposit Price page |
| United States | Wise Business | Wise Business | 0 | 31 | USD | one time setup fee Price page |
Method
- One row per provider and market where the provider prints an entry plan price.
- Every figure is copied from the linked price page on the date shown, with VAT treatment as the provider states it in the notes.
- Transaction, card, FX and other charges are not in the monthly fee. See the notes and the provider page.
- A provider that publishes no price, or quotes privately, is left out rather than estimated.
- We refresh the index twice a year and list every change in the corrections log.
Data checked on 11 October 2026.